Financing

Call up AutoPay and ask them. I can say you will not get the full amount if there is a pay off, you would get the balance if there is any to be had.

Wait, so if the buyer uses CarGurus financing, you don't receive one payment for the amount agreed upon?

Think about it. Let us say you sold the car for 10 grand but owed 8 grand on the loan. No one is going to give you the eight grand. That is the lenders money, not yours.

Here's a link to answer some of questions: https://cargurus.helpscoutdocs.com/article/192-does-cargurus-offer-financing