What all is required that you need when going to the dealership a down payment on you want
2 Answers
Greatrider answered 8 years ago
Sometimes only the tax then it goes up from there.
AS A FIRST TIME BUYER DUE TO THE FACT THAT YOU HAVE NOT HAD ANY CAR CREDIT IT MAYBE IN BETTER TO GO WITH A NEW CAR DUE TO THE FACT THE BANKS ARE GONNA BE MORE THAN LIKELY TO TAKE THAT DEAL OVER A PRE-OWN DUE TO THE VALUE OF THE CAR AND MILES ETC.. ALSO THE PART OF THE REBATES CAN ALSO BE APPLIED TO YOUR DOWN PYMT AS WELL SO THE BANK WILL SEE MORE MONEY FROM YOUR END. ALSO THE BANK WILL SEE THE NEW CAR AS A BETTER INVESTMENT FOR THEM IN CASE YOU DEFAULT ON THE LOAN.WHAT YOU'LL NEED : 6 MONTHS ON THE F/T JOB ,AT LEASE 1,800 MIN GROSS MONTHLY INCOME,LAST 2 PAYSTUBS, AND A PHONE BILL,ELECTRIC BILL IN YOUR NAME. ALSO GO GET APPROVE THREW THE CREDIT UNION FIRST SO THAT WAY YOU HAVE A BACK UP PLAN. ALSO PULL YOUR CREDIT FIRST TO SEE THE GOOD THE BAD THE UGLY IF ANY. OR YOU MIGHT NOT HAVE A SCORE YOU MAY NEED A CO-SIGNER. YOU CAN GO TO TRUE CARS.COM BUILD YOUR CAR PRINT IT OUT AND GO TO THE DEALERSHIP KEEP IN MIND THE BANK IS NOT GOING TO GIVE YOU THE FIRST TIME BUYER A LOT OF MONEY AND YOU DON'T NEED A LOT OF CAR THE FIRST TIME AROUND SO THAT WAY WHEN YOU PAY IT DOWN YOU WON'T BE SO FAR UPSIDE DOWN THE YOU CAN'T TRADE OUT OF THE CAR OR YOU OWE MORE THAN WHAT THE CAR IS WORTH BUY FROM YOUR HEAD NOT YOUR HEART.KEEP IT SIMPLE OR PUT A TON OF MONEY DOWN SO WHEN THE TIME IS RIGHT YOU CAN TRADE WITHOUT ROLLING TO MUCH INTO A NEW LOAN. OOH YEAH CHRYSLER COST OF MAINTENANCE IS VERY HIGH KEEP THAT IN MIND YOU MIGHT WANT TO LOOK INTO THE COST OF OWNERSHIP HEADLIGHTS (FACTORY ) 600.00 ALONE NOT INSTALL DAMN 5.7 HEMI TUNEUP COSTLY, TIRES COSTLY BUT I LOVE THE CAR I HOPE THIS HELPS GOOD LUCK.