Am I able to negotiate trading a vehicle that I'm still making payments on? Very interested in doing so.

sure ! how do you think most people do it?

yes and no... depends on how much you owe>>>

My recommendations: 1) Find the new vehicle you want and negotiate the best price for it. If the seller asks if you're trading in, just tell him you'll be bringing money to the table. 2) Wait until the end of the month to finalize your offering price. (Salesmen do need to make quotas every month). 3) Make sure you have a written copy of the seller's best offer 4) Now, tell him that part of the money you're bringing is what you can get for your current vehicle OVER the amount you owe. 5) Be prepared to walk away!