I have a 514 credit rating and it stems from a crazy ex wife who deliberately destroyed my credit. Can i still get an auto loan with this rating and if so wht would be my general limit of a loan in s.

Asked by Offthelexusis250 Dec 21, 2017 at 01:02 PM about the 2012 Lexus IS 350 Sedan RWD

Question type: Car Selling & Trading In

Id like to find out what my 2008 lexus is 250 iis it
has 140000 miles on it and is in excellent
condition. worth on a trade in for a newer 2012 is
350. Id obviously like to keep my payments as low
as possible a s im currently paying 399.44 per
month to internet auto who held my loan in house
which has been a real pain being strapped
underneath there grips. Ive paid off a couple debts
bit have a long ways to go before my credit can be
considered repaired. Do u have options available
for special financing for my situation and if so
what's the first step in the process to make this a
reality foe our fanilt. ? Thank u.

3 Answers

Offthelexusis250 answered 6 years ago

This is my lexus is250 im wanting to possibly trade in for the newer is350 were looking at. Again I have less then considered good credit. I have a 514 credit rating due to a very difficult divorce scenerio and her blatent disregard for my credit score. Do u have special financing available for my situation that would allow us to make a deal n get this done.? Let me know soon as u can via e mail or text messaging. Thenk you and hope u have a wonderful day.

Mark helpful
159,075

Bob answered 6 years ago

You have a poor credit score, but I think you already know that. The question of can I get a loan should be asked of your prospective lenders. CarGurus does NOT make loans or sell vehicles. I guess my friend Tom already mentioned that.

Mark helpful

F_O_R answered 6 years ago

Sorry to hear about your problems. Hopefully the worst is behind you. I would drive something cheaper than a Lexus until you can fix your credit. A cheap car that you can buy with cash would be my choice IF I had the dough.

Mark helpful

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